Insurance for Fleet Vehicle Companies

Fleet van insurance, often known as multi van insurance, is aimed at businesses that own multiple vehicles. It offers wider cover such as allowing any driver to use any vehicle, which for some businesses, is a necessity.

Getting the right Fleet Insurance for your vehicle

Fleet van insurance or multi van insurance, whatever you want to call it, is often cheaper than insuring each van separately and certainly saves on the paperwork, but this is not always the case. For instance, if you have young, inexperienced drivers or drivers that have had disqualifications or penalties on their licence, then it is likely to affect the cost. That’s why it makes sense to use an online comparison site, provided by Quotezone, so you can quickly and easily compare quotes for both multiple vehicles as well as insuring each individually to ensure that you get the best policy for your individual needs. Find out how much you could save insuring your fleet in less than 5 minutes by completing our quote form below.

Multi Van Cover

This type of cover, as with any kind of insurance will have a multitude of aspects that you will need to consider that will affect how much it costs you for the right type of cover for your individual needs.

Here’s a short list of things to help you to fill in the form;

• What kind of use can I get a multi van policy on? Most business activity can be covered by insuring your vans with fleet cover; however you need to stipulate what you use your vans for as some insurance companies won’t cover some businesses such as couriers.
• What additional cover do you require for your vans? Cover such as breakdown or vehicle replacement can be especially important if you are a business as even one van off the road can mean a loss of business. Make sure you accurately assess the right needs for your van fleet.
• What level of cover do you need for your multiple vans? As with any vehicle insurance you can opt for fully comprehensive, third party, fire and theft or just third party, so it’s up to you how you insure your fleet of vans. Just make sure that you don’t get the wrong type of cover.

Multi Van Use – Not just for Businesses

Although traditionally, when we think of fleet insurance, we tend to assume that there is a commercial reason behind it. However vans, single or multiple, can be the vehicle of choice for personal, social or domestic use too. For instance if you are a family of cycling enthusiasts, or any other hobby that requires carrying a lot of large equipment about such as canoeing, karting or surfing, then you may well have more than one van that you need to insure. So it’s good to know that you can use our comparison quote form to get a quote for fleet insurance whether you have just 2 or if you have a large vehicle bay full of them.

And don’t forget, if you are going long distances, that it’s good to share the driving so be sure to include any driver when filling out the quote form.

Below you will find some short answers to commonly asked questions regarding multi vehicle fleet insurance;

Question: Can I get fleet insurance on 2 or 3 vans?

• Yes you can. Even if you have a mini fleet of vans, such as 2-5 vans, it can still be cheaper to insure all vans under one policy that covers multiple vehicles as opposed to having a single policy to cover each van and it is certainly a lot less complicated. However the more vans you have the cheaper it is likely to be as most insurance companies will offer a discount based on bulk.

Question: Can I get insurance to cover drivers under 25 on my van fleet?

• Yes you can. If you have multiple vans and several drivers it is still possible to get cover for drivers younger than 25 although the more drivers you have under 25 will likely increase your annual premiums.

Question: Can I get multi insurance for pleasure purposes?

• Yes you can. If you have multiple vans that you use to carry your equipment around it makes sense to put them all under one policy. It’s likely to be cheaper and certainly less hassle for you.

Always, always check that you’ve got the right cover for you and your vans. Fleet or multi van insurance cover can mean different things to different insurers.